Imagine you've spent 40 years diligently saving for retirement. You contributed to your 401(k), rolled old accounts into an IRA, invested consistently, and watched the balance grow. By the time you retired, you accumulated $2.2 million in pre-tax retirement accounts. That's quite an accomplishment.
According to the Giving USA Foundation, Americans gave an estimated $617.2 billion to charitable organizations in 2025. This surpassed $600 billion for the first time. Individuals alone accounted for …
"I'll never retire." I’ve heard that multiple times in the past week. Usually, it's said with a smile. These people can't imagine spending their days sitting on Huntington Beach, watching reruns of …
In the past few months, I’ve had several clients ask me about leveraged ETFs. It’s not surprising because recently many of them have been posting returns that seem too good to pass up. There are …
Social Security has been a major part of retirement planning in the United States for generations, yet many people still aren’t sure how it works or what role it should play in their financial …
I heard it again the other day: “Well, we cashed out some of our retirement account to help with Susie’s college.” Clearly, as a parent, you want to help your kids. You want to give them …
Trump Accounts have received a lot of attention since they were announced. The reason for the enthusiasm is fairly obvious - who doesn’t like free money? According to the U.S. Treasury Department, …
It’s that time of year again. It’s time to gather your tax documents, file your return, and hopefully not be surprised by the result. If you’re worried about your tax bill for 2025, there …
Inheriting assets can be both a blessing and a source of unexpected questions. After you receive an inheritance, the question usually arrives quickly: How much of this is going to be taxed? The good …
Sometimes, learning from others' mistakes is the most powerful and memorable way to learn. This article will outline a real-life case study that took place in the Wenatchee Valley in hopes of helping …
Giving is a great practice to implement. There are so many benefits to giving. It brings you happiness, lifts others up, and allows you to be part of something bigger than yourself. On top of all …
As we approach the end of the year, I often start getting questions about Roth conversions. Roth conversions can be a great option for the right person, at the right time, with the right income, in …
Every so often, a client will ask me what I think about a hot stock tip they heard from a friend or the latest short video they saw on TikTok. They’ve heard about people doubling their money on …
It was only a few months ago that my grandma received a phone call. She answered the phone and was pleasantly surprised by a call from her grandson. Quickly discovering that her grandson had gotten …
As the end of the year approaches and clients start worrying about their tax bill, I start getting the same question from business owners: “Should I go buy a new truck or piece of equipment so …
Conflict between business partners is common, especially in long-standing ventures. While many partners try to anticipate and resolve potential issues early on, not all conflicts can be foreseen. …
If you’ve found it difficult to figure out the difference between a Roth IRA and a Traditional IRA, you’re not alone. These retirement accounts are easily confused and just when you think …
In a landmark move to reshape its tax code, Washington State Senate Bill 5813 was signed into law May 20, 2025. The new law introduces a tiered capital gains tax and increases the estate tax …
Dividend stocks have been making a comeback in popularity as market volatility has people looking for something a little more predictable. They offer income and growth potential that can add …
Tax season might be behind us, but it doesn’t mean it’s a good idea to stop tax-planning. Most people have heard about the Washington state capital gains tax but don’t actually know …